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Finance Calculators

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Budget

Plan your monthly budget using the 50/30/20 rule. Enter your income and expenses to see your savings rate and where your money goes.

Capital Gains

Work out short-term and long-term capital gains tax on shares, mutual funds, property and other assets, using the current post-Budget-2024 rules — including the equity ₹1.25L exemption and property grandfathering.

Car Loan

Enter the vehicle price, your down payment, the interest rate and the loan term to see your monthly payment, the total interest, and what the loan costs overall.

Compound Interest

Enter a starting balance, an annual rate and a time period, pick how often interest compounds, and optionally add a monthly deposit. You get the final amount, the interest earned and a table for every year.

Credit Card Payoff

See exactly how many months it takes to clear your credit card balance at a given monthly payment, the total interest you'll pay, and how much longer paying only the minimum would take.

CTC / Salary

Convert your annual CTC (Cost to Company) to monthly in-hand salary. See the full breakdown: Basic, HRA, PF deductions, Professional Tax, and estimated income tax — all on one page.

EMI

Calculate your monthly loan instalment (EMI) along with total interest payable and a complete amortization breakdown.

EPF / PF

Calculate your Employee Provident Fund (EPF) corpus at retirement. Enter monthly basic salary, salary growth rate, current age, and retirement age to project your PF balance including employer and employee contributions with annual compounding.

EPF vs NPS vs PPF

Compare EPF, NPS and PPF for the same annual contribution — see which builds the biggest retirement corpus, at each scheme's rate and tax treatment.

FD

Calculate your Fixed Deposit returns instantly. Enter principal, interest rate, and tenure to get maturity value, total interest, and a complete compounding schedule.

FD Break

Find out what you actually receive when you break an FD before maturity — interest at the reduced rate for the period held, minus the penalty — and what it costs you versus holding on.

Freelancer Tax

Estimate your income tax as a freelancer or small business under presumptive taxation — Section 44ADA (professionals, 50%) or 44AD (business, 6-8%) — with new vs old regime.

Gratuity

Calculate your gratuity payout instantly. Enter last drawn basic salary and years of service — supports both Government Act-covered employers (10+ employees) and non-covered organisations.

GST

Add or remove GST instantly. Uses the rates in force since 22 September 2025 (5%, 18% and 40%) with a full breakdown of CGST, SGST and IGST for intra-state and inter-state transactions.

Home Loan

Calculate home loan EMI, total interest, and processing fees for India. Compare fixed vs floating rates and view year-wise amortization.

HRA

Calculate your House Rent Allowance (HRA) tax exemption under Section 10(13A). Enter basic salary, actual HRA received, rent paid, and city type to find the tax-free HRA amount and taxable portion.

Income Tax

Calculate your income tax for FY 2025-26 (AY 2026-27). Compare the new and old tax regimes side by side with deductions like 80C, HRA, and standard deduction applied.

Inflation

See both sides of inflation: how much a given expense will cost in the future, and how little today’s money will be worth then — in real purchasing power.

Loan Eligibility

Find the largest loan that fits your income: enter your monthly income, existing debt payments, interest rate and term to see the maximum loan under a debt-to-income limit (DTI in the US, FOIR in India).

Loan Prepayment

Find out exactly how much interest and how many years you save by prepaying your home loan — with a side-by-side comparison and full amortization schedule.

Lumpsum

Calculate what a one-time lumpsum investment grows to, with compound annual returns, a year-by-year breakdown, and the inflation-adjusted real value in today's money.

MF Returns

Find your actual mutual fund returns — both absolute and annualised (CAGR for lumpsum, XIRR-style for SIP) — from what you invested and what it is worth today.

Mortgage

Enter the home price, down payment, rate and term to see your monthly payment (principal, interest, property tax and insurance) and how the balance falls year by year. Use the currency box for UK, Canadian, Australian or euro examples.

Net Worth

Add up everything you own and subtract everything you owe to find your net worth — the single clearest measure of your financial health — plus your debt-to-asset ratio.

NPS

Plan your NPS retirement corpus. Enter monthly contribution, expected annual return, and investment period to see your total accumulated corpus, lump-sum payout, and estimated monthly pension.

NSC Calculator

Calculate the maturity value and interest on a National Savings Certificate (NSC) — a safe 5-year government scheme compounded annually, with an 80C tax benefit.

Personal Loan

Enter the loan amount, rate, term and any upfront fee to see your monthly payment, the total interest, and the full cost of borrowing.

PPF

Calculate your Public Provident Fund corpus instantly. Enter annual deposit and interest rate to see the 15-year maturity value, total interest earned, and a complete yearly schedule.

RD

Calculate your Recurring Deposit returns instantly. Enter monthly deposit amount, interest rate, and tenure to see maturity value, total interest earned, and a complete month-by-month schedule.

Rent vs Buy

Settle the rent-vs-buy question with numbers: compare your net worth after buying (home equity) against renting and investing the difference, over how long you actually plan to stay.

Retirement

Enter your age, retirement age, current savings, what you invest each month and what you spend. The calculator projects your savings at retirement, the amount needed to cover your spending, and the surplus or shortfall.

RSU / ESOP Tax

Calculate the full tax on your RSUs or ESOPs — the perquisite taxed as salary at vest/exercise, plus capital gains at sale — for both Indian-listed and foreign/US shares.

SCSS Calculator

Calculate the fixed quarterly income from a Senior Citizen Savings Scheme (SCSS) deposit — a safe, government-backed retirement income option that returns your full principal after 5 years.

Simple Interest

Calculate simple interest and the total amount for any principal, rate and time period. Includes a year-by-year table and a comparison against compound interest.

SIP

Project your mutual fund SIP returns — see total invested amount, estimated wealth gain, and maturity value with a complete year-by-year breakdown.

SSY Calculator

Project the maturity value of a Sukanya Samriddhi Yojana (SSY) account for your girl child — deposit for 15 years, let it compound until year 21, all completely tax-free (EEE).

Step-Up SIP

Project a step-up SIP where you raise your monthly investment each year, and — unlike most calculators — see the inflation-adjusted value of your final corpus in today's money.

SWP

Plan a Systematic Withdrawal Plan (SWP): draw a fixed monthly income from your corpus while the rest stays invested, and see whether it lasts your full time horizon — or when it runs out.

Tip

Enter the bill, choose a tip percentage and the number of people. You get the tip, the total, and what each person pays, with an option to round each share up to a whole number.

UPS

Calculate your assured pension under India's Unified Pension Scheme (UPS) for central government employees effective April 2025.

Health & Fitness Calculators

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BMI

Calculate your Body Mass Index in seconds. Enter height and weight in metric (kg/cm) or imperial (lbs/ft·in) units to see your BMI score, weight category, and the healthy weight range for your exact height.

BMR

Find out how many calories your body burns at rest (BMR) and how many you need daily based on your activity level (TDEE). Get personalised calorie targets to lose, maintain, or gain weight.

Body Fat

Calculate your body fat percentage using the US Navy method. Get fat mass, lean mass, and your fitness category — no equipment needed.

Body Frame

Determine whether you have a small, medium or large body frame from your height and wrist size — the missing piece when interpreting ideal-weight ranges.

Calorie Deficit

Work out how many calories to eat each day to lose weight, your weekly rate of loss, and how many weeks it will take to reach your goal — with a safe, sustainable deficit.

Calories

Calculate your daily calorie needs (TDEE) and get personalized targets for weight loss, maintenance, or muscle gain based on your activity level.

Due Date

Calculate your pregnancy due date, current week, trimester, and key milestones using your last menstrual period (LMP) or conception date.

Heart Rate Zones

Find your personal heart-rate training zones — warm-up, fat-burn, cardio, anaerobic and peak — from your age, with the Karvonen method if you add your resting heart rate.

Ideal Weight

Find your ideal body weight using four clinically validated formulas — Hamwi, Devine, Robinson, and Miller. Enter your height and gender to get a recommended weight range and see how the formulas compare.

Macro Split

Turn your daily calorie target into grams of protein, carbs and fat using a diet style — balanced, low-carb, high-protein or keto — with a visual macro breakdown.

Pregnancy Weight

See your recommended pregnancy weight gain for the current week, based on your pre-pregnancy BMI and Institute of Medicine (IOM) guidelines — and check whether you are on track.

TDEE

Find your Total Daily Energy Expenditure (TDEE) — the calories you burn each day — from your BMR and activity level, plus calorie targets to lose, maintain or gain weight.

Waist-to-Height

Find your waist-to-height ratio — often a better health-risk indicator than BMI. The simple rule: keep your waist under half your height (ratio below 0.5).

Water Intake

Calculate your recommended daily water intake based on your body weight, activity level, and climate. Get targets in litres and glasses.

WHR

Calculate your waist-to-hip ratio (WHR) and assess your cardiovascular and metabolic disease risk based on WHO guidelines.

Math & Statistics Calculators

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Age

Enter your date of birth to see your exact age in years, months and days. It also shows the total days and weeks you have lived, the day of the week you were born, and how many days are left until your next birthday.

Basic Calculator

A simple, no-frills calculator for everyday arithmetic — addition, subtraction, multiplication, division, and percentages — with a live expression display.

CASIO Scientific

A free online scientific calculator styled after the familiar CASIO fx layout, with trigonometry, logarithms, powers, roots, factorials and π/e. Nothing to install.

Derivative Calculator

Symbolically differentiate any function of x — polynomials, trig, exponential and logarithmic expressions — and evaluate the derivative (the slope) at any point.

Discount

Quickly find the sale price after a discount, the savings amount, or the discount percentage. Works for flat discounts, list-price-to-sale comparisons, or finding the original price from the discounted price.

Fraction

Add, subtract, multiply or divide two fractions and get the answer reduced to lowest terms, as a mixed number, and as a decimal — all at once.

GPA

Calculate your Grade Point Average on a 4.0 scale by entering each course's letter grade and credit hours — the credit-weighted average, with an approximate percentage.

LCM & GCD

Calculate the LCM (Least Common Multiple) and GCD (Greatest Common Divisor) of up to 6 numbers instantly, with step-by-step prime factorization.

Number to Words

Spell out any number in words. Choose a US or Canadian check (dollars and cents), a UK cheque (pounds and pence) or an Indian cheque, or read it in both the Indian (lakh, crore) and international (million, billion) systems.

Percentage

Three percentage calculators in one: find X% of a number, find what percentage one number is of another, or calculate the percentage increase or decrease between two values.

Quadratic Solver

Solve ax² + bx + c = 0 for its roots — real or complex — using the quadratic formula, with the discriminant, axis of symmetry and the parabola’s vertex.

Ratio

Simplify any ratio to its lowest whole-number terms, or solve a proportion (a:b = c:x) for the missing value — with decimal and percentage equivalents.

Roman Numerals

Convert numbers to Roman numerals and back again, in either direction, for values from 1 to 3999 — using correct standard subtractive notation (IV = 4, IX = 9).

Scientific Calculator

A full scientific calculator with trigonometric functions, logarithms, powers, roots, factorials, and the constants π and e — switch between degree and radian angle modes.

Standard Deviation

Paste your numbers and get the standard deviation, variance, mean, median, range and more — with a toggle for sample (n−1) or population (n) calculations.

Unit Converter and Conversion Tools

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Area

Convert area between square metres, square feet, square yards, acres, hectares and square kilometres — every unit calculated at once.

Cooking Units

Convert recipe measurements between millilitres, litres, cups, tablespoons, teaspoons, fluid ounces, pints, quarts and gallons — so any recipe works in your kitchen.

Currency

Convert between the Indian Rupee and major world currencies — USD, EUR, GBP, AED, SAR, JPY and more — using live exchange rates, with a reverse-rate reference.

Data Storage

Convert digital storage between bytes, kilobytes, megabytes, gigabytes, terabytes and petabytes, using the binary 1024-based convention used by operating systems.

Energy

Convert between joules, kilojoules, calories, kilocalories (food Calories), watt-hours, kilowatt-hours and BTU — instantly and accurately.

Length

Instantly convert any length or distance between metric and imperial units — metres, kilometres, centimetres, millimetres, miles, yards, feet, inches and nautical miles — with a live table showing every unit at once.

Pressure

Convert between all common pressure units — Pascal, kilopascal, bar, psi, atmosphere and mmHg — instantly and accurately.

Shoe Size

Convert shoe sizes across US, UK and EU systems from your foot length, for men’s and women’s sizing — the reliable way to shop for shoes from anywhere.

Speed

Convert speed between kilometres per hour, miles per hour, metres per second, knots and feet per second — all units at once.

Temperature

Convert temperature between Celsius (°C), Fahrenheit (°F) and Kelvin (K) instantly, with all three shown at once.

Time

Convert any duration between milliseconds, seconds, minutes, hours, days, weeks, months and years, with every unit calculated at once. Month and year use calendar averages.

Unit Converter

One converter for everything: switch between length, weight, temperature, area, speed, digital storage and time, and see your value in every unit at once.

Weight

Convert any weight or mass between metric and imperial units — kilograms, grams, milligrams, tonnes, quintals, pounds, ounces and stones — with every unit shown side by side.

Date & Time Calculators

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Business & Marketing Calculators

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Ad Spend Efficiency

Measure how efficiently your ad campaign performed — ROAS, ROI, cost per click (CPC), cost per 1,000 impressions (CPM), cost per acquisition (CPA), and conversion rate — from your campaign numbers.

Break-Even

Calculate your break-even point in units and revenue. Enter fixed costs, variable cost per unit, and selling price to see exactly when you turn profitable.

CAC Calculator

Work out your Customer Acquisition Cost (CAC) — what it costs to win one customer — and compare it to lifetime value with the crucial LTV:CAC ratio.

CAGR

Calculate the Compound Annual Growth Rate (CAGR) — the single steady annual rate that turns a starting value into an ending value over a given number of years.

Invoice Total

Calculate an invoice’s grand total in the correct order — subtotal, then discount, then tax on the discounted amount, then shipping — with every line shown.

Markup vs Margin

See markup and margin side by side from the same cost and price. They are always different — a 50% markup is only a 33% margin — and this tool shows both at once.

Profit Margin

Find your profit margin from cost and selling price, or work backwards: enter a target margin to find the selling price or the maximum cost you can afford.

ROI

Calculate the return on any investment as a percentage — total ROI and, over a holding period, the annualized ROI (CAGR) that makes investments comparable.

Salary Hike

Apply a percentage raise to your salary to find the new figure, or enter your old and new salary to find the exact increase percentage — with the increase amount.

Sales Tax

Add sales tax, VAT or GST to a price, or extract the tax hidden inside a tax-inclusive amount — with the tax amount and the net and gross totals shown.